Universo - Mobile Banking 1.66.0

Sonae FS – Freeware – iOS
out of 29 votes

Revolutionize Your Finances with Universo Mobile Banking

Pete Milner

02/09/2025

Universo offers a user-friendly mobile banking experience, seamlessly integrating payments and financial management in one app, although it may lack some advanced features found in traditional banks.

App Universo: YOUR Infinitely Simple Mobile Banking! It is a free application that gives you control of your Universo Card, allowing you to make payments easily, subscribe to personal and auto credit 100% online, and access a range of insurances anytime, anywhere.

Now with Apple Pay!

Our advantages include:

Mobile Banking - Real-time inquiries:
- Balance of your accounts and associated Continente Card;
- Accumulated discounts on each purchase;
- Category Expense tracking (food, clothing, entertainment, etc.);
- Analysis of Expenses by Payment Method (End of Month, 3x with interest, Debit, etc.);
- Information about the next installment;
- Multibanco reference for early installment payments;
- Transaction history;
- Proof of payment for all your transactions;
Online Payments and Virtual Cards:
- Virtual Cards for secure online payments;
- Online payments in 3x, 6x or 12x on all websites worldwide;
Personal Finance and Budget Management:
- Make purchases/Services payments and state payments;
- 3x, 6x or 12x payment options;
- Mobile top-ups;
- Transfers to your checking account or any other bank account in Portugal or SEPA;
- Change payment method for past purchases or payments;
- Change the percentage of payment for purchases made at month's end;
- Transaction proof download;
- Schedule transfers;
- Split bills with other Universo customers;
- Manage direct debits;
Personalized Card Management with full security:
- Total Control and Security;
- Usage Alerts;
- Set spending limits;
- Define controls to alert or deny specific transactions such as online, contactless, abroad, among others, and notification history;
- Change your card's PIN;
- New card replacement;
- Temporarily block and/or replace your card in case of theft or loss;
- Associate loyalty cards (Continente Card and Worten Resolve);
s s |P016|0D15F12E2CAE4C64A86891880FBF85BAQQIRQUENTETOTYIUJ''' Considering the context we are replicating it as is without any changes in this output.

Overview

Universo - Mobile Banking is a Freeware software in the category Business developed by Sonae FS.

The latest version of Universo - Mobile Banking is 1.66.0, released on 05/02/2024. It was initially added to our database on 03/17/2024.

Universo - Mobile Banking runs on the following operating systems: iOS.

Users of Universo - Mobile Banking gave it a rating of 4 out of 5 stars.

Pros

User-friendly interface that makes banking easy and accessible for all users.
Allows for quick and seamless money transfers and payments.
Offers personalized financial insights and budgeting tools.
Secure authentication methods to protect user data and transactions.
Integrates with other financial services for a complete banking experience.
Push notifications keep users informed of account activity.
24/7 customer support is available for assistance.

Cons

Limited availability in certain countries or regions.
Some users may find the app to be slow or unresponsive at times.
Certain advanced features may require additional fees or subscription.
Lack of physical branches can be a downside for users who prefer in-person service.
Occasional technical issues or bugs may affect user experience.

Pete Milner

I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.

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